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How to Stack ShopBack Cashback with Credit Card Rewards in Australia (2026)

Going through ShopBack before you pay earns Cashback, and paying with a rewards card earns card points under your card's terms. This guide shows the order of operations, which Westpac, CBA, ANZ, NAB and Amex cards earn what in 2026, what sits outside ShopBack, and worked examples with the arithmetic.

How to Use ShopBack Snaps in Australia

ShopBack Snaps is the Australia-only receipt-scanning feature inside the ShopBack app. Scan a receipt from a participating store to earn Cashback on offline spend.

ShopBack App vs Browser Extension: Which Should You Use?

The ShopBack app and browser extension use the same account. The app covers mobile, in-store and delivery; the extension auto-detects stores on desktop.

Earn Cashback on Hotels & Flights

To earn Cashback on travel in Australia, compare prices on the ShopBack Travel Planner, go through ShopBack to Booking.com, Agoda, Expedia, Virgin Australia or Wotif, and book as normal. Travel Cashback usually confirms after the trip.

Cashback on EOFY & Black Friday

Plan your list ahead, check boosted rates the day before, click through at sale start, pay with a rewards card. Applies to EOFY, Click Frenzy, and Boxing Day.

Find Working Promo Codes

The most reliable promo codes come from the store's own site: its newsletter, app and loyalty programme. For the ShopBack side, no code is needed: go through ShopBack before you pay and part of what you spend comes back as Cashback.

Activate Cashback Before You Buy

Start every online order at ShopBack Australia, tap through to the retailer, and finish the order. Going through ShopBack before you pay is what earns Cashback on the order.

Withdraw ShopBack Cashback

Withdraw ShopBack Cashback to an Australian bank account once your Confirmed balance meets the minimum. Submitted via app or site and credited within 10 days.