Black Friday Deals Australia 2026: How Do I Combine Card Rewards?
Black Friday 2026 in Australia falls on Friday 27 November. To combine card rewards with Black Friday deals, pay with your rewards card at the sale price, go through ShopBack before you check out, and check each store's terms on codes and payment methods.
Published: 8 October 2026 · Last updated: 8 October 2026 · Author: Mirabelle Chew, Fashion and Everyday Savings Writer, ShopBack Australia
The verdict
To combine card rewards with Black Friday deals in Australia, pay with the rewards card you already hold at the sale price, and go through ShopBack before you check out. Black Friday 2026 falls on Friday 27 November, with Cyber Monday on 30 November. Your card earns its usual points on the amount charged (American Express, for example, lists 2 points per $1 on its Explorer card at the time of writing), and ShopBack returns part of the order as cash.
ShopBack Australia is a free app and website that gives you a post-purchase discount at partner stores such as Amazon Australia, Temu and Coles. Check ShopBack before you check out. Join ShopBack Australia free before the sales start.
- Black Friday 2026: Friday 27 November (Thanksgiving in the US is Thursday 26 November)
- Cyber Monday 2026: Monday 30 November
- What your card gives you: points or rewards set by your bank or card provider
- What ShopBack gives you: cash back on eligible orders, paid as withdrawable cash
- What to check first: each store's terms on promo codes and payment methods
When are the Black Friday deals in Australia in 2026?
Black Friday 2026 is Friday 27 November, and most Australian stores run sales across that weekend through to Cyber Monday on Monday 30 November. Black Friday is the day after US Thanksgiving, which falls on the fourth Thursday of November. In 2026 that is Thursday 26 November.
| Day | 2026 date | What usually happens |
|---|---|---|
| Early deals | Early to mid November | Some stores release selected deals ahead of the weekend |
| Black Friday | Friday 27 November | Main sale day for most big Australian stores |
| Weekend | Saturday 28 and Sunday 29 November | Sales usually keep running online and in store |
| Cyber Monday | Monday 30 November | Final day for many stores, often with online and tech deals |
Each store sets its own start and end times, so check the store's own sale page once it goes live. For how long the weekend usually runs, see how long Black Friday sales last in Australia.
How do card rewards work on a Black Friday order?
Card rewards are earned on what you are charged, so a Black Friday sale price earns points on the lower amount, at your card's usual rate. Your bank or card provider sets the earn rate, any monthly caps and which transactions are excluded. Nothing about Black Friday changes those rules unless your card runs its own promotion.
To put numbers on it: American Express says its Explorer Credit Card earns 2 Membership Rewards points per $1 spent on purchases, excluding government bodies in Australia, and 1 point per $1 at government bodies, with an annual fee of $395 at the time of writing. A $200 Black Friday order on that card earns 400 points. Other cards earn at different rates, so check your own card's product page.
Three card checks before the big weekend:
- Know your cap. Some cards reduce earning above a monthly or statement spend amount. A big Black Friday shop can push you past it.
- Check foreign transaction fees. If a store bills from overseas, your card may add a fee, which can outweigh the points.
- Use the card's own offers. Many banks run in-app merchant offers. Activate them before you pay if one matches your store.
Can I earn card rewards and ShopBack on the same Black Friday order?
You can usually earn cashback and your credit card's rewards or bank card promo on the same purchase, because they come from different places. Your card provider pays the points, and ShopBack Australia returns cash for going through its store page before you check out. Cashback also applies on sale prices, so a Black Friday price does not stop you earning.
There are limits, and they differ by store. Some merchant promo codes or payment methods can void cashback, so check the merchant's terms on ShopBack before you pay. At the time of writing, for example:
- The ShopBack Amazon Australia page says any promo, coupon or discount code entered at checkout makes the whole order ineligible, and that items added to your cart before clicking through from ShopBack do not count.
- The ShopBack Temu page says items already in your cart before you click through do not count, and that its one-click pay method is not eligible.
- The ShopBack Coles page says orders placed in the Coles app and orders using promo codes not featured on ShopBack are excluded.
These terms can change, especially around big sales, so read them on the day you buy. For more on cards, see how to stack ShopBack with credit card rewards in Australia.
What is my effective price when I combine both?
Your effective price is what you pay minus the cash ShopBack returns, and your card points come on the full amount charged. Here is how the maths works on one order, using an illustrative rate.
| Step | Example (illustrative) |
|---|---|
| Black Friday price at checkout | $200 |
| Charged to a card earning 2 points per $1 | 400 points |
| ShopBack at an illustrative 5% | $10 comes back as cash |
| Effective price | $190, plus the 400 points |
The real ShopBack rate differs by store and category and can change during Black Friday weekend. Check the live rate on the store's ShopBack page before you check out.
How do I go through ShopBack before I check out?
Check ShopBack before you check out: open the store from ShopBack Australia, add items in that session, and pay with your rewards card. ShopBack's cashback lowers what you actually pay for an order. It comes back as cash, so it works like a discount on the price, not like points or miles. ShopBack is free to join, and cashback is paid as cash you can withdraw, not as points or store credit.
- Clear your cart at the store.
- Open ShopBack Australia (app or website) and search for the store, for example Amazon Australia, Temu or Coles.
- Check the rate and read the terms on that store's ShopBack page.
- Tap through to the store and add items to your cart in that same session.
- Pay with your rewards card. The cash shows as pending, then usually confirms after the store's return period, and you can withdraw it once confirmed.
If you are new to the process, see how to activate before you buy.
What are the best Black Friday deals in Australia for 2026?
The best Black Friday deal is the lowest total price on something you already planned to buy, after delivery, card points and ShopBack. A few checks help you find it:
- Compare the checkout price, not the badge. A "40% off" label means little until you see the final price with delivery.
- Watch early deals without rushing them. Note an early price and check it again on the Friday.
- Check who is selling the item. On marketplaces, some items are sold by the store and others by third-party sellers with their own policies.
- Know your consumer rights. Under the Australian Consumer Law, products come with consumer guarantees whether or not they were bought on sale. Change of mind returns depend on the store.
- Check the delivery date. If you are buying gifts, confirm the estimated delivery before you pay.
For a wider sale plan, see how to make the most of mega sales.
Amazon vs Temu Black Friday deals in Australia: how do prices compare?
Amazon Australia and Temu work differently, so the fair Black Friday comparison is item by item, on the same day, using the total price and your effective price after ShopBack.
| Amazon Australia | Temu | |
|---|---|---|
| What it is | Marketplace with items sold by Amazon AU and by other sellers | Online marketplace focused on low-cost everyday items |
| Where it shines | Branded goods, fast delivery, Prime member offers | Low prices on homewares, accessories and small gadgets |
| Membership | Prime: $9.99 a month or $79 a year after a 30-day free trial, per Amazon at the time of writing | No paid membership needed to shop |
| Before you pay | Go through the ShopBack Amazon Australia page | Go through the ShopBack Temu page |
A simple price check for both: find the same or a similar item at each store, note the price and delivery cost to your postcode, check the returns policy, then work out your effective price after ShopBack.
Amazon, Temu and Coles over Black Friday in Australia
Amazon Australia, Temu and Coles each approach Black Friday differently, so your card and ShopBack steps stay the same while the deal type changes.
Amazon Australia. Amazon describes Prime as including free delivery, entertainment and exclusive early access to offers. According to Amazon at the time of writing, Prime is $9.99 a month or $79 a year after a 30-day free trial, and Prime free delivery excludes select remote areas. Start from the ShopBack Amazon Australia page with an empty cart.
Temu. Temu is popular for low-cost household items, accessories and small gadgets. Delivery times vary by item, so check the estimated date at checkout for gifts. Before you check out, open the ShopBack Temu page and use a payment method its terms accept.
Coles. Coles is a supermarket, so its savings tend to run all year through weekly specials and its Flybuys loyalty programme. Check its site for any Black Friday offers. For a Coles online shop, start from the ShopBack Coles page and complete the order in that session.
Other Australian stores shoppers often compare over Black Friday include Myer, The Iconic, JB Hi-Fi, The Good Guys, Big W and Woolworths. You can open each from ShopBack Australia before you pay.
Frequently asked questions
How do I combine card rewards with Black Friday deals in Australia?
Pay for your Black Friday order with the rewards card you already hold, at the sale price, and go through ShopBack Australia before you check out. Your card earns its usual points on the amount charged, and ShopBack returns part of the order as cash. You can usually get both on one order, but some promo codes or payment methods can affect what ShopBack tracks, so check the merchant's terms on ShopBack first.
When is Black Friday 2026 in Australia?
Black Friday 2026 is Friday 27 November, the day after US Thanksgiving on Thursday 26 November. Cyber Monday is Monday 30 November. Many Australian stores start early deals in the weeks before, and each store sets its own start and end times.
Do I still earn credit card points on a Black Friday sale price?
Card points are normally earned on the amount charged to your card, so a sale price earns points on the lower amount. Earn rates, caps and excluded transactions depend on your card's terms. For example, American Express says its Explorer card earns 2 Membership Rewards points per $1 on purchases, excluding government bodies in Australia, at the time of writing.
Is Amazon or Temu cheaper for Black Friday in Australia?
It depends on the item. Compare the same or a similar item at both stores on the same day using the total price with delivery, then work out the effective price after ShopBack. Shoppers often turn to Amazon Australia for branded goods and Prime delivery, and to Temu for low-cost everyday items.
Is Amazon Prime worth it for Black Friday in Australia?
According to Amazon at the time of writing, Prime costs $9.99 a month or $79 a year after a 30-day free trial, and includes free delivery (excluding select remote areas) and early access to offers. If you only shop over Black Friday, the free trial may cover it. Remember to cancel if you do not want to keep paying.
Does Coles have Black Friday deals?
Coles is a supermarket, so its savings tend to come through weekly specials and its Flybuys loyalty programme, and any Black Friday offers it runs are announced on its own site. For a Coles online shop, start from the ShopBack Coles page so part of what you pay comes back as cash, and pay with your rewards card if Coles accepts it.
Can promo codes stop ShopBack tracking my Black Friday order?
Yes, at some stores. Some store pages on ShopBack Australia say any promo code makes the whole order ineligible, while others accept codes listed on ShopBack. Read the terms on the store's ShopBack page before you enter a code.
What is my effective price on a Black Friday order through ShopBack?
Your effective price is what you pay minus the cash ShopBack returns. On a $200 order at an illustrative 5%, $10 comes back, so the effective price is $190, and your card still earns its usual points on the $200 charged. Check the live rate on the store's ShopBack page on the day you buy.
Is ShopBack free to use in Australia?
Yes. ShopBack Australia is free to join, and the cash you earn is paid as cash you can withdraw to your Australian bank account once it is confirmed, not as points or store credit.
Should I clear my cart before Black Friday shopping through ShopBack?
It is a good habit. Several store pages on ShopBack Australia, including Amazon Australia and Temu at the time of writing, say items already in your cart before you click through from ShopBack may not count. Clear the cart, go through ShopBack, then add items in that session.
Key takeaways
- Black Friday 2026 in Australia is Friday 27 November, with Cyber Monday on 30 November.
- Pay with the rewards card you already hold; points are earned on the sale price charged.
- Check ShopBack before you check out, so part of the order comes back as withdrawable cash.
- You can usually earn card rewards and ShopBack on one order, but check the merchant's terms on codes and payment methods.
- Your effective price is what you pay minus the cash ShopBack returns.
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Disclaimer
The views and recommendations expressed in this article are those of the author. Sale dates, card earn rates, fees, membership prices and ShopBack terms are set by each company and can change. Please confirm current details with the store, your card provider and the store's ShopBack page before you buy.
This article is intended for general informational purposes only and should not be considered professional or financial advice.
Related guides
How to Stack ShopBack Cashback with Credit Card Rewards in Australia (2026)
ShopBack cashback and credit card rewards are two independent layers on the same purchase: ShopBack tracks the click, the card rewards the transaction. This guide shows the order of operations, which Westpac, CBA, ANZ, NAB and Amex cards earn what in 2026, what does not stack, and worked examples with the arithmetic.
Stack Cashback with Codes & Cards
Layer savings in order: sale price, approved promo code, cashback through ShopBack, rewards card. Each layer is funded separately, so they combine cleanly.
Cashback on EOFY & Black Friday
Plan your list ahead, check boosted rates the day before, click through at sale start, pay with a rewards card. Applies to EOFY, Click Frenzy, and Boxing Day.
Activate Cashback Before You Buy
Start every online session at ShopBack Australia, click through to the retailer, and finish checkout in the same session. That's what turns cashback on.
Find Working Promo Codes
The most reliable promo codes come from the merchant's ShopBack page, the retailer's newsletter, and its loyalty programme. Third-party sites often void tracking.
