About
Hejia Zhang is Editor-in-Chief of ShopBack's editorial team, covering consumer pricing, sale cycles, and retailer comparisons across Australia, Singapore, and the United States.
The reporting draws on ShopBack's internal merchant pricing data across thousands of retailers in the three markets, paired with primary sources: retailers' own sale histories, official promotional pages, and government statistics from the ABS, SingStat, and the BLS.
Areas of focus
Sale-cycle timing. Tracking when sales genuinely cut into margin versus when the markdown is theatre. The recurring annual cycle includes EOFY (June, AU), the Great Singapore Sale (June through August, SG), Singles' Day on November 11 (SG and increasingly AU), Black Friday and Cyber Monday (US, with growing AU and SG participation), Boxing Day (December 26, AU), and the major US weekends around Memorial Day, July 4th, and Labor Day.
Cross-retailer pricing. Same SKU compared across the field. In Australia that means Amazon AU, JB Hi-Fi, Harvey Norman, Officeworks, Big W, Kmart, plus Coles and Woolworths for groceries. In Singapore: Lazada, Shopee, Courts, Best Denki, FairPrice, Cold Storage. In the United States: Amazon, Walmart, Target, Best Buy, Costco.
Category playbooks. Running coverage on sneakers, beauty and skincare, consumer electronics, baby gear, travel, and groceries. Each playbook covers what to pay, when to pay it, and where the resale or open-box market sits twelve months on.
Cashback as a layer. How stacked cashback compares against credit-card rewards, store loyalty programs, and coupon stacking. The rules differ meaningfully across the three markets, so the coverage is written region by region rather than one size fits all.
Editorial standards
Every price reference in a Hejia Zhang article traces back to a primary source. That means the retailer's own site, the official sale page, government statistics from the ABS, SingStat, or the BLS, or ShopBack's internal merchant pricing data. It does not mean coupon aggregators, deal-listing sites, or third-party scrapers, none of which are cited.
For category playbooks (sneakers, beauty, electronics, baby gear), observed prices are checked against the actual in-cart price at the retailer during the article's coverage window, not the advertised banner. Travel and grocery pieces are verified against the booking flow or the basket total. Every number gets a date attached. The date_modified field at the top of each article reflects when those numbers were last re-verified, which happens at minimum every quarter.
Recommendations are conditional. "Best buy" is always stated for a particular reader under particular conditions, with the trade-offs at the top of the piece so readers can self-select. Errors get corrected in-article, with the date and the nature of the change noted at the top.
ShopBack receives a commission when readers complete a purchase through a cashback link. This commission does not vary by editorial coverage, and merchants cannot pay for inclusion, ranking, or favourable language. Where a merchant pays a notably higher commission than its peers on a comparable product, the conflict is disclosed inline. Editorial picks are not sold.
Get in touch
Tips, corrections, or merchant pricing data I should look at: [email protected]
Corrections are logged in-article with the date and what changed.
Editorial team
Hejia Zhang leads ShopBack's shopping editorial team and writes cross-vertical pieces on sale-cycle timing, cross-retailer pricing and the cashback layer. The other byline on the team:
- Garry Shi, Cashback Expert — ShopBack product expertise covering cashback, the wallet, ShopBack PayLater, stacking, and member features
Hejia Zhang and Garry cover complementary surfaces. Hejia Zhang is the outside-in editor (what to buy, when, where the cashback layer sits in a wider purchase decision); Garry is the inside-out editor (how the ShopBack product itself works once a shopper is using it).
Brands, work with us: [email protected].
Articles by Hejia Zhang
Southeast Asia Payment 2026 AU: Local Cash vs GrabPay vs Multicurrency Card for Aussie Backpackers
Cash vs GrabPay vs AUD-loaded multicurrency for a 2026 Bali-Bangkok-HCMC loop from Australia: fees, coverage, and where each rail wins.
Read
Europe Payment 2026: Euro Cash vs Multicurrency Card vs Tap-to-Pay for Australian Travellers
How Australian travellers should pay across Europe in 2026: euro cash, AUD-loaded multicurrency card (Wise, HSBC Global Money), or tap-to-pay contactless. Fees, coverage, tips.
Read
Japan and Korea Payment 2026: Cash vs Multicurrency Card vs Tap for Australians
Cash, AUD multicurrency card, or tap-to-pay Suica and T-money for Japan and Korea in 2026: how each rail costs an Australian traveller across Tokyo, Kyoto, and Seoul.
Read
Amex Explorer vs Wise Multi-Currency vs HSBC Global Money: AU 2026 FX
Amex Explorer, Wise Multi-Currency, and HSBC Global Money each solve a different part of the Australian traveller FX problem. Explorer earns points and travel credit on rewards spend but charges 3.5% on foreign transactions from May 2026. Wise uses the mid-market rate with a variable conversion fee from around 0.63% and free ATM withdrawals up to A$400 per month. HSBC Global Money is fee-free to hold with a smaller FX margin baked in. Here's when each is the right call in 2026.
Read
Amex Explorer vs ANZ Frequent Flyer Black vs Citi Prestige: AU Mid-Fee Travel Cards 2026
Three of Australia's most-shopped travel cards sit in the $395 to $700 mid-fee band. Amex Explorer leans on a $400 travel credit that offsets the fee. ANZ Frequent Flyer Black is the straightest Qantas Points earner with the widest merchant acceptance. Citi Prestige stacks Priority Pass, a fourth-night-free hotel benefit, and Velocity transfers for premium travellers. Here's when each wins in 2026.
Read
Qantas Amex vs Velocity Amex vs NAB Qantas: AU Co-Brand Cards 2026
Australia's three most popular airline co-brand credit cards behave differently in 2026. Qantas American Express (Ultimate, Premium, Discovery) leads on high-earn Qantas Points and a $450 travel credit at the top tier. Virgin Australia's Velocity Platinum Amex wins on domestic bundle value with a return flight and lounge access. NAB Qantas Rewards Signature is the Visa alternative for people who need broader merchant acceptance. Here's when each is the right pick.
Read
NRMA vs Budget Direct vs AAMI: Car Insurance Australia 2026
NRMA, Budget Direct, and AAMI are the three most-quoted comprehensive car insurance brands in Australia in 2026. NRMA leads on claims satisfaction and national reach outside Victoria. Budget Direct is typically the leanest premium and holds Canstar's Outstanding Value award streak. AAMI wins on Suncorp-group service breadth and telematics-based Driver Rewards. Here's when each is the right call, and how to earn cashback on new policies through ShopBack.
Read
Cashrewards Shutdown: What Actually Changed for Me on ShopBack Australia
A first-person account of what changed for an Australian cashback user after the Cashrewards wind-down on 8 September 2025 and the transition to ShopBack Australia. Framed as consolidation, not comparison. Covers what stayed the same, what changed, and how the ShopBack Pay AU discontinuation on 25 March 2026 sits alongside it.
Read
ShopBack Snaps AU: 3 Months of Receipt Scanning, Honestly
A three-month log of using ShopBack Snaps, the AU-only receipt-scanning surface inside the ShopBack app. What qualifies, what does not, where Snaps compounds with online cashback, and why receipt-OCR fills a category (offline spend) that online cashback misses.
Read
NRL Grand Final 2026 Hosting: Jerseys, TVs, Streaming Timing
The NRL Grand Final lands at Accor Stadium on Sunday 4 October 2026, giving Sydney and every NRL household 52 days to time the TV, the jersey, the slabs, the party groceries, and the streaming stack. Here is the buy-what-when playbook across NRL Shop, Fanatics AU, ISC Sport, Champion Sport, JB Hi-Fi, Good Guys, Harvey Norman, Foxtel, Kayo Sports, Nine, Coles, Woolworths, Dan Murphy's, BWS, and Weber.
Read