Blog

Hejia Zhang

Hejia Zhang

Editor-in-Chief, ShopBack

119 articles

About

Hejia Zhang is Editor-in-Chief of ShopBack's editorial team, covering consumer pricing, sale cycles, and retailer comparisons across Australia, Singapore, and the United States.

Articles by Hejia Zhang

Travel

Southeast Asia Payment 2026 AU: Local Cash vs GrabPay vs Multicurrency Card for Aussie Backpackers

Cash vs GrabPay vs AUD-loaded multicurrency for a 2026 Bali-Bangkok-HCMC loop from Australia: fees, coverage, and where each rail wins.

Travel

Europe Payment 2026: Euro Cash vs Multicurrency Card vs Tap-to-Pay for Australian Travellers

How Australian travellers should pay across Europe in 2026: euro cash, AUD-loaded multicurrency card (Wise, HSBC Global Money), or tap-to-pay contactless. Fees, coverage, tips.

Travel

Japan and Korea Payment 2026: Cash vs Multicurrency Card vs Tap for Australians

Cash, AUD multicurrency card, or tap-to-pay Suica and T-money for Japan and Korea in 2026: how each rail costs an Australian traveller across Tokyo, Kyoto, and Seoul.

Finance

Amex Explorer vs Wise Multi-Currency vs HSBC Global Money: AU 2026 FX

Amex Explorer, Wise Multi-Currency, and HSBC Global Money each solve a different part of the Australian traveller FX problem. Explorer earns points and travel credit on rewards spend but charges 3.5% on foreign transactions from May 2026. Wise uses the mid-market rate with a variable conversion fee from around 0.63% and free ATM withdrawals up to A$400 per month. HSBC Global Money is fee-free to hold with a smaller FX margin baked in. Here's when each is the right call in 2026.

Finance

Amex Explorer vs ANZ Frequent Flyer Black vs Citi Prestige: AU Mid-Fee Travel Cards 2026

Three of Australia's most-shopped travel cards sit in the $395 to $700 mid-fee band. Amex Explorer leans on a $400 travel credit that offsets the fee. ANZ Frequent Flyer Black is the straightest Qantas Points earner with the widest merchant acceptance. Citi Prestige stacks Priority Pass, a fourth-night-free hotel benefit, and Velocity transfers for premium travellers. Here's when each wins in 2026.

Finance

Qantas Amex vs Velocity Amex vs NAB Qantas: AU Co-Brand Cards 2026

Australia's three most popular airline co-brand credit cards behave differently in 2026. Qantas American Express (Ultimate, Premium, Discovery) leads on high-earn Qantas Points and a $450 travel credit at the top tier. Virgin Australia's Velocity Platinum Amex wins on domestic bundle value with a return flight and lounge access. NAB Qantas Rewards Signature is the Visa alternative for people who need broader merchant acceptance. Here's when each is the right pick.

Finance

NRMA vs Budget Direct vs AAMI: Car Insurance Australia 2026

NRMA, Budget Direct, and AAMI are the three most-quoted comprehensive car insurance brands in Australia in 2026. NRMA leads on claims satisfaction and national reach outside Victoria. Budget Direct is typically the leanest premium and holds Canstar's Outstanding Value award streak. AAMI wins on Suncorp-group service breadth and telematics-based Driver Rewards. Here's when each is the right call, and how to earn cashback on new policies through ShopBack.

Finance

Cashrewards Shutdown: What Actually Changed for Me on ShopBack Australia

A first-person account of what changed for an Australian cashback user after the Cashrewards wind-down on 8 September 2025 and the transition to ShopBack Australia. Framed as consolidation, not comparison. Covers what stayed the same, what changed, and how the ShopBack Pay AU discontinuation on 25 March 2026 sits alongside it.

Savings

ShopBack Snaps AU: 3 Months of Receipt Scanning, Honestly

A three-month log of using ShopBack Snaps, the AU-only receipt-scanning surface inside the ShopBack app. What qualifies, what does not, where Snaps compounds with online cashback, and why receipt-OCR fills a category (offline spend) that online cashback misses.

Finance

NRL Grand Final 2026 Hosting: Jerseys, TVs, Streaming Timing

The NRL Grand Final lands at Accor Stadium on Sunday 4 October 2026, giving Sydney and every NRL household 52 days to time the TV, the jersey, the slabs, the party groceries, and the streaming stack. Here is the buy-what-when playbook across NRL Shop, Fanatics AU, ISC Sport, Champion Sport, JB Hi-Fi, Good Guys, Harvey Norman, Foxtel, Kayo Sports, Nine, Coles, Woolworths, Dan Murphy's, BWS, and Weber.

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