Tick Travel Insurance

Tick Travel Insurance is an Australian direct travel insurance provider offering online quote-and-buy policies to Australian residents. The product covers overseas medical, cancellation, luggage, and personal liability across multiple policy tiers. The Tick brand emphasises fast online quoting and a low-friction claims process. Coverage terms, sub-limits, and exclusions are set out in the Product Disclosure Statement (PDS). Quote and buy via ticktravelinsurance.com.au and activate ShopBack via the ShopBack Tick Travel Insurance merchant page to earn cashback on eligible policies at the current published rate. Always verify current PDS and TMD before purchase.

Tick Travel Insurance typically offers multiple policy tiers including Standard, Standard Plus, and Budget covers, plus a Domestic tier for Australian trips. Optional add-ons typically include adventure activities, rental car excess, cruise cover, snow sports, and increased luggage limits. Sub-limits, excesses, and pre-existing condition definitions vary between tiers. Age loading and pre-existing condition surcharges may apply based on the traveller profile. Verify current tier features on the current PDS at ticktravelinsurance.com.au.

Travel insurance premiums do not fluctuate seasonally in the way flight and hotel prices do. However, Tick occasionally runs promotional discount codes around Black Friday (November 27, 2026), Cyber Monday (November 30, 2026), and Boxing Day (December 26, 2026), typically as a percentage discount on base premium. Best value is often locked in when booking flights, before pre-existing conditions become an issue. Verify current promotional codes on ticktravelinsurance.com.au before quoting.

Tick Travel Insurance quotes online via a short form covering destination, travel dates, traveller ages, and pre-existing condition declarations. Pre-existing conditions typically require a separate medical assessment where a surcharge or exclusion may apply. Once accepted, the policy issues immediately with the PDS emailed alongside the certificate of insurance. Australian travellers can start cover from the date of purchase (recommended immediately after booking to lock cancellation cover) through to the return date. Verify current quote flow on ticktravelinsurance.com.au.

Cover-More is a large Australian travel insurer underwritten by Zurich, with wide policy tier options and long-established broker distribution. Tick Travel Insurance is a direct online insurer targeting value-focused Australian travellers with a fast online quote flow. Coverage limits, exclusions, and pre-existing condition acceptance differ meaningfully; compare specific PDS sections (overseas medical limit, cancellation limit, adventure activities inclusion) rather than headline price. For higher-risk activities like backcountry skiing or motorcycle touring, verify activity acceptance on each PDS.

Both Tick and Travel Insurance Direct are Australian direct-online insurers, with similar quote-and-buy flow and value positioning. Underwriting differs (verify each insurer's underwriter on the current PDS). Coverage terms, sub-limits, and pre-existing condition acceptance vary. Australian travellers should quote both for the same trip parameters and compare PDS sections side-by-side (overseas medical, cancellation, luggage per-item cap, exclusions) before purchase. Both offer similar target-market positioning for value-focused Australian travellers.

Tick Travel Insurance typically offers an adventure sports add-on covering activities like scuba diving to a specified depth, hiking to a specified altitude, and snow sports on-piste. Higher-risk activities (backcountry skiing off-piste, mountaineering above set altitudes, motorcycle touring above certain engine capacity, contact sports) may be excluded or require a specialist policy. Verify specific activity acceptance on the PDS at ticktravelinsurance.com.au before travel. Standard policies typically exclude activities not explicitly listed as covered.

Australian travellers commonly select Tick Travel Insurance for the low-friction online quote-and-buy experience, value-focused premium structure, and clear PDS presentation. The direct-online model reduces broker commissions that add to premiums via traditional distribution channels. Best fit for typical Australian outbound patterns including Bali, Fiji, Southeast Asia, Europe, and North America. For higher-risk activities, older travellers, or high-value cancellation cover requirements, cross-compare with alternate insurers. Always verify current PDS and TMD before purchase.

Empty any pending Tick Travel Insurance quote, then click through fresh from the ShopBack Tick Travel Insurance merchant page to ticktravelinsurance.com.au. Complete the quote and policy purchase in the same browser session and confirm the policy schedule and PDS email. Avoid pasting unofficial third-party promo codes at checkout since they can break cashback tracking. Cashback tracks on eligible completed policy purchases. Rates and eligible policy types vary; see the current published rate on the ShopBack Tick Travel Insurance merchant page.

Yes. If you cancel your Tick Travel Insurance policy within the cooling-off period or the policy is voided by the insurer, the pending ShopBack cashback will not confirm. This is because Tick only pays commission on completed policy purchases. Verify current cooling-off terms on the PDS at ticktravelinsurance.com.au.