Peoplecare via Compare Club

Peoplecare is a national, member-owned Australian health insurer and part of the Members Health Fund Alliance of not-for-profit funds. It was established in 1952 as the health fund for John Lysaght Australia and opened to the general public under its current name in 2006. It sells hospital, extras and combination cover, young adult and pregnancy hospital products, and Overseas Student and Visitor Health Cover. On ShopBack Australia the merchant is listed as Peoplecare via Compare Club, so the cashback flow runs through Compare Club's quote and application service. Start from the ShopBack Peoplecare page to earn cashback on a completed policy sale.

Peoplecare has no points programme; its member benefits are built into the fund. The site lists Peoplecare Optical and Dental, partner offers through smile.com.au, Specsavers, OPSM and Laubman & Pank, a refer a friend programme, health programs and a mobile app for claims, plus the Access Gap arrangement and find a specialist tools for hospital members. These are member benefits, separate from ShopBack cashback, which is paid once on the completed policy sale made through Compare Club after you click through from the ShopBack Peoplecare page.

Peoplecare's join offer page states that new members who take eligible combined Hospital and Extras cover by 30 November 2026 receive a digital gift card, up to $250 for Single and Single Parent policies and up to $500 for Couple and Family policies depending on the product, and have eligible 2 and 6 month extras waiting periods waived. Fund rules apply. Industry promotions cluster before 1 April, before 30 June and in the September to November window. Confirm on your Compare Club quote whether a peoplecare.com.au offer applies to a policy sold through Compare Club; ShopBack cashback is separate and tracks on the completed sale.

Peoplecare says switching is easy: it can handle the cancellation of your existing cover, and if you switch within 30 days it recognises waiting periods you have already served at an equal or lower level of cover. New members also get a 30-day cooling-off period after joining or upgrading. Waiting periods are set by the fund, so applying through Compare Club carries the same rules as applying direct. ShopBack cashback depends only on the sale completing and not being cancelled inside the 120-day confirmation window.

Both are not-for-profit funds sold on ShopBack through the same Compare Club flow, each with its own ShopBack merchant page. HCF is a large Sydney-based fund; Peoplecare is a smaller member-owned mutual with hospital products such as Bronze Plus Hospital, Silver Plus Essentials, Silver Plus Hospital and Silver Plus Grow Hospital, and Compare Club's own review highlights its gap-fee search tool and member discounts on optical and dental. Compare the specific tier, excess and extras limits on your Compare Club quote. A completed Peoplecare sale earns cashback at the current published amount on the ShopBack Peoplecare page.

Medibank is a listed, for-profit insurer. Peoplecare is member-owned and not-for-profit, governed by a board of elected members and appointed experts. Compare the premium at your chosen tier, the excess, extras limits and whether your usual dentist, physio and hospital sit in each network. Compare Club does not list every policy in the market. Peoplecare is the one on ShopBack via Compare Club, so a completed Peoplecare sale started from the ShopBack Peoplecare page earns cashback.

Compare Club is a Sydney-based comparison service founded in 2017 covering health and life insurance, energy and home loans. You start a health quote online or by phone on 1300 11 CLUB, its specialists check details such as whether your local hospitals are included, and Compare Club handles the application while the decision stays with you. For ShopBack, click through from the ShopBack Peoplecare page to Compare Club and complete the quote and application in that session; the cashback tracks within 2 days once the Peoplecare policy sale completes. Only a completed sale is eligible.

Two government settings drive the timing, both explained in Peoplecare's help centre. The Lifetime Health Cover loading adds a surcharge to hospital premiums for people who take out hospital cover after 1 July following their 31st birthday, so people turning 31 often join before that date. The Medicare Levy Surcharge applies to higher earners without eligible hospital cover and is assessed per day, so joining mid-year only reduces it for the days you are covered. Premiums typically change on 1 April. Check your own position with the ATO or a tax adviser; ShopBack cashback does not change any of it.

Click through fresh from the ShopBack Peoplecare merchant page to Compare Club and complete the Peoplecare quote and application in the same browser session. An abandoned quote or an application that is not approved does not earn. The ShopBack Peoplecare page lists fixed cashback amounts by policy type, with Single, Single Parent, Couple and Family tiers and higher tiers where you opt in for both Hospitals and Extras. Do not use promo codes not listed on ShopBack. Cashback is tracked within 2 days and confirmed within 120 days.

Yes. ShopBack's Peoplecare via Compare Club terms state that rejected, cancelled, refunded, exchanged or returned purchases are not eligible for cashback. Because confirmation takes up to 120 days, a policy cancelled during Peoplecare's 30-day cooling-off period or lapsed before confirmation has its pending cashback removed. If the pending cashback has not appeared in your ShopBack account within 7 days of the policy being set up, lodge a missing cashback claim with your Compare Club reference and Peoplecare membership number.