Cover-More Travel Insurance
Cashback timeline
Purchase
Tracked in
2 days
Confirmed in
75 days
Terms and exclusions
Refunds, cancellations and no-shows
Any rejected, cancelled, refunded, exchanged or returned purchases will not be eligible for Cashback.
Tracking disclaimers
- Your Cashback may be tracked at a different rate initially and adjusted to the correct rate when we confirm the transaction details.
Other terms and conditions
Cover-More Travel Insurance terms and conditions
On 14th-17th Aug, below Terms & Condition will apply:
- 10% discount is not available in conjunction with any other offer. The 10% discount will be applied to the total cost of the insurance policy purchased. Offer excludes Great Stay Product policies. Offer only available online at https://www.covermore.com.au/pay-your-way?promocode=TRAVEL10&utm_source=commission-factory&utm_medium=affiliate&utm_campaign=pay+your+way
from 00:00 AEST on 14/08/2025 to 23:59 AEST on 18/08/2025. The discount will only be redeemable by using the promo code TRAVEL10 at the time of purchase.
- Limits, sub-limits, conditions and exclusions apply. Insurance administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) on behalf of the product issuer Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). For further information see Zurich’s financial strength rating. Any advice provided is general advice only. Please consider your financial situation, needs and objectives and read the Combined FSG/PDS before deciding to buy this insurance. Visit www.covermore.com.au for a copy of the Target Market Determination for our products.
Never miss Cashback on Cover-More Travel Insurance
Get instant alerts on Cashback when you shop online with the ShopBack extension.
Cashback tips
Check carefully for Cashback exclusions and caps before you buy or book to avoid disappointment. Don't forget the terms and conditions on any promotion and campaign pages.
Complete your shopping in one go: Always start from this platform to visit the store directly, for every new transaction. If your store visit is interrupted by an app update or download screen, restart your shopping from our platform.
Don't click on any third party links or extensions or use VPN or adblocking software, as they could result in your Cashback not being tracked. Some examples include: Facebook ads, Google Ads, other loyalty or cashback extension links.
For Cover-More Travel Insurance, you need to clear your cart, close the Cover-More Travel Insurance app, open this platform to visit the Cover-More Travel Insurance app or website and complete your purchase there in order to earn Cashback. You need to do this for each purchase.
If you encounter payment errors during your purchase, you should restart your visit to the Cover-More Travel Insurance from this platform to ensure that your Cashback continues to be tracked.
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Shop and earn at similar stores
Cover-More Australia travel insurance on ShopBack
Cheapest travel insurance Australia 2026
Cheapest headline quotes typically come from lean mid-tier providers (Fast Cover, Travel Insurance Direct, 1Cover) rather than Cover-More or Allianz at matched benefit tiers. Value diverges from headline price: Cover-More Comprehensive includes unlimited overseas emergency medical and broad automatic adventure activity cover that Basic policies cap or exclude. Quote same trip and tier across providers, then apply ShopBack Australia cashback.
Cover-More vs Allianz vs InsureandGo Australia price
All three sit mid-to-premium with overlapping comprehensive benefit structures. Cover-More is Zurich-owned and typically leads on adventure activities and senior age eligibility (up to 99). Allianz Global Assistance is comparable on Europe / US comprehensive. InsureandGo often quotes lower headline on short-haul Asia but with lower medical / cancellation limits. Quote matched tiers before deciding.
Cheapest travel insurance for Bali, Europe and US from Australia
Bali and Southeast Asia typically quote lowest premiums (Fast Cover, InsureandGo, Cover-More Basic). Europe and UK sit mid-band. US and Canada consistently price at the top band; unlimited overseas emergency medical (as on Cover-More Comprehensive) usually justifies the premium for US trips.
Cover-More promo code Australia
Cover-More typically issues its own codes around EOFY (late June), January travel-planning, mid-year holidays and Black Friday / Cyber Monday, applied at quote. Third-party voucher codes can break ShopBack cashback tracking; using Cover-More's own official codes is generally safer, though stacking eligibility with cashback varies by promotion.
Cover-More EOFY sale
Cover-More runs promo windows across EOFY (mid to late June), January travel-planning and November Black Friday / Cyber Monday. EOFY promotions historically centre on a percentage-off code at quote and occasional bonus benefits on Comprehensive plans. Depth varies year to year.
Best time to buy travel insurance Australia
Buy as soon as a non-refundable deposit is paid, since cancellation cover only responds to events after purchase. Cover-More's cancellation cover is at a nominated sum insured selected at purchase; buying early protects full trip cost. Waiting for a sale means uninsured deposits in the interim.
Cheapest cruise travel insurance Australia
Cover-More requires the Cruise Cover add-on for trips of 2+ nights at sea, extending cover to onboard medical, cabin confinement, missed port days and pre-paid shore excursions. InsureandGo, Fast Cover and NIB commonly quote cheaper headline cruise premiums; Cover-More's Cruise Cover typically pairs with higher underlying Comprehensive medical limits. Quote matched tiers.
Cheapest annual multi-trip travel insurance Australia
Annual multi-trip usually breaks even at 3+ overseas trips per year. Cover-More's annual has a maximum-days-per-trip cap (commonly 30, 45 or 60 days) selected up-front. Fast Cover, InsureandGo and 1Cover quote lower headline annual premiums; Cover-More Comprehensive annual pairs with unlimited overseas emergency medical.
Cover-More adventure sports and snow cover
Automatic cover for a broad list of adventure activities included on International policies as standard. Higher-risk activities require the Adventure Activities add-on (two tiers). Snow Sports Cover is a separate add-on (two tiers). Motorcycle / moped use requires its own add-on with rider licence and engine-capacity conditions.
What is Cover-More travel insurance
Major Australian travel insurer underwritten by Zurich Australian Insurance Limited, owned by Zurich Insurance Group. Range covers International Basic, Comprehensive and Comprehensive+, plus Domestic and Inbound. Add-ons include Cruise, Adventure Activities, Snow Sports, Motorcycle / Moped. 24/7 Emergency Assistance line for overseas emergencies.
Is Cover-More legit
Legitimate provider underwritten by Zurich Australian Insurance Limited (part of Zurich Insurance Group). Operated in Australia for decades, sold direct plus travel-agency and airline partners. PDS, TMD and FSG published on covermore.com.au as required by ASIC.
How does Cover-More medical cover work in Australia
Comprehensive and Comprehensive+ include unlimited overseas emergency medical expenses, capped at 12 months from onset of illness or injury. 24/7 Emergency Assistance line coordinates hospital, evacuation and repatriation. Existing conditions assessed at quote: some auto-covered, others screened for additional premium, some declined. Domestic plans do not cover medical (Medicare applies).
Cover-More senior and family travel insurance
Coverage available up to age 99, higher than many mid-tier competitors. Premiums scale steeply with age and existing conditions; screening at quote is essential. Family policies cover up to 10 accompanying dependent children under 21 at no additional premium per child on eligible plans.
How to activate cashback on Cover-More AU
Sign in to ShopBack Australia, open the Cover-More merchant page, click through to covermore.com.au, and complete the quote and purchase in the same browser session. Avoid unsupported third-party voucher codes at checkout. Current cashback rate lives in the rate table above.
How does Cover-More cashback tracking work
Order submitted by the merchant to ShopBack, typically appears as pending cashback within a few days. Cashback confirms after the 21-day cooling-off period and merchant confirmation cycle. Policies refunded during cooling-off may reverse the pending cashback. Sticking to Cover-More's own official codes and same-session checkout protects tracking.
